About Us

Certified Broker to sell on the Federal Marketplace      
FFM User ID: philraskin      NPN:  8473402

Our Mission

At AO Insurance Agency, Inc., it’s about YOU and YOUR needs. We are more than an independent insurance agency offering a complete portfolio of services to meet each of our client’s individual needs. We are YOUR Health Insurance Advocates.

We have access to all of the “A” rated carriers and offer both Marketplace and off-Marketplace policies and objectively share the strengths and weaknesses of each policy to help you make an informed decision.

We provide a consultative, no pressure, approach to exploring and satisfying your insurance needs and to provide you with financial protection. Not sure what is required of you or if you qualify for a subsidy or financial assistance? That’s okay. We are healthcare reform experts who can help! We are committed to serving our clients and making a difference in the lives of those we serve.

For a complete health insurance consultation, simply fill out our form online or give us a call today!

Our Vision

We Will Be Recognized As A Premier Insurance Product And Service Provider By Following Three Simple Rules:

  • We will always offer multiple options and full disclosure to tailor service and meet your specific values and needs. We will do this by asking questions, getting answers and then presenting solutions that are relevant to you and your situation.
  • If we do not use our knowledge to help you make an informed decision we provide no value and might as well just be another quote engine on the Internet.
  • The sale truly begins after the sale is made when we become your Advocate.  We not only help you get the best rate, we help you keep the best rate year after year. We will help you find the providers in your network, file paper work, review claims, assist in billing disputes and appeals and answer any and all questions that you might have.

What We Offer/Pledge

Free, Fast & Easy Quotes -Health Insurance and More and Health Insurance Consultation:

Getting quotes on health and life insurance (and more) has never been easier. Enter your information and you are instantly matched with the most competitive companies in the business. At AO Insurance, we shop your insurance so you do not have to.

Your Privacy Is Important To Us.

On Jan. 17, 2013, the Department of Health and Human Services (HHS) released the “Omnibus Rule” which amends the administrative simplification provisions of the Health Insurance Portability and Accountability Act (HIPAA).   AO Insurance Agency, Inc. and its affiliates have implemented a HIPAA Privacy and Security compliance program in order to protect our clients Personal Health Information (PHI) and to be ACA compliant.  

We use the highest level of security to safeguard your personal information. We hate spam just as much as you do, so we will never sell or provide your email address for mass marketing.  


Get Started Today

When you want a complete picture of the best insurance rates available to you, simply fill out our form or give us a call at 888-345-0805.   **Due to the complexity and the legality of the Affordable Care Act (ACA), in order to provide you with Subsidy information and quotes for Marketplace Policies, we are required to talk to you first to find out some information and then will provide you with the information and policy options.  Please contact us at 281-345-0805 or toll free 888-345-0805.

Certified Broker to sell on the Federal Marketplace.  
FFM User ID: philraskin      NPN 8473402

Save Time & Money

AO Insurance is committed to helping you save money on medical, dental, and life insurance. if you’re ready to compare individual and family plans online, get your free quotes now. If you’d like to talk about your options, please contact us.

Free Quotes

Industry Experts

Using an agent to help find the best health insurance plan for you, your family or business is not only smart but free. Health insurance can be confusing so let us put our years of experience to work for you. Explore your plan options online or give us a call and let us walk you though the entire process.