Individual & Family

Certified Broker to sell on the Federal Marketplace      
FFM User ID: philraskin      NPN:  8473402

Why Use Us

At AO Insurance, we strive to be just like your parents agent, a neighborhood broker that cared about you and your family and did everything possible to get you the best rates while making sure that you were protected against future uncertainty.  We are your Health Insurance Advocates.   We offer your options on and off the Marketplace so that you get a true picture of all of your choices.

We specialize in Texas health insurance and work with the top “A” rated carriers in Texas including Aetna, Blue Cross Blue Shield of Texas, Cigna, Humana, United Healthcare/Golden Rule, Assurant and many more.  Health Insurance is more complicated today than ever before.  The Affordable Care Act (ACA) has changed the face of healthcare in our country.  In addition to every state having to following ACA guidelines, each state is governed by its State Department of Insurance.  In order that we are best equipped to assist our clients, we specialize in Texas health insurance.  This is so that we can truly understand plans, carriers, networks, state programs, and coverage submission policies.  

Our Goal is to get to know you and your family and keep you as a client for life. That means:

  • Understanding your budget 
  • Understanding what services are important to you and your family
  • Educating you on the changing face of health insurance, plan options, network availability, prescription drug costs, etc. to help you make the most informed decision.

Based on this information we will match you up with the company or companies that will give you the best possible coverage/rates. For an instant health insurance quote for you or your family, please fill out our online form or give us a call at 888-345-0805.

**Due to the complexity and the legality of the Affordable Care Act (ACA), in order to provide you with Subsidy information and quotes for Marketplace Policies, we are required to talk to you first to find out some information and then will provide you with the information and policy options.  Please contact us at 281-345-0805 or toll free 888-345-0805.


Save Time & Money

AO Insurance is committed to helping you save money on medical, dental, and life insurance. if you’re ready to compare individual and family plans online, get your free quotes now. If you’d like to talk about your options, please contact us.

Free Quotes

Industry Experts

Using an agent to help find the best health insurance plan for you, your family or business is not only smart but free. Health insurance can be confusing so let us put our years of experience to work for you. Explore your plan options online or give us a call and let us walk you though the entire process.